Policy snapshot
A travel insurance plan that covers multiple trips over a year under one policy.
What is Multi-Trip Annual Travel Insurance?
Multi-Trip Annual Travel Insurance is ideal for frequent travellers who take several short trips abroad within one year.
What can it cover?
- Coverage for unlimited or capped number of trips per year (up to a maximum duration per trip)
- Medical emergencies abroad
- Baggage and trip-related benefits
Who should consider it?
- Frequent business travellers
- Individuals making multiple international trips each year
Key features to understand
- Convenience of one policy for the whole year
- Often more economical than buying single-trip covers each time
What deserves attention before you buy?
Coverage, exclusions, sub-limits, deductibles, waiting periods, warranties and underwriting can vary between insurers and policy versions. The policy wording and schedule remain the definitive contract. Novo can help you review the relevant terms for your requirement.
Read the wording, not just the brochure
The schedule and policy wording determine the actual contract.
Compare meaningful differences
Look at exclusions, limits, deductibles, conditions and claim requirements—not premium alone.
Think beyond purchase
Servicing and claims-related support can matter as much as placement.
Frequently asked questions
Yes, each trip has a maximum covered duration (for example, 30/45/60 days) depending on the plan.