Engineering Insurance
Explore the purpose, policy options and common coverage areas within this insurance category.
7 solutions in this categoryStart with the role this cover can play.
Policy names can be technical. The useful question is what risk the cover is intended to address, what information insurers may need and which terms matter for your situation.
What this category is for
This category brings together insurance products designed around a related group of risks and protection needs.
Explore the policy library belowWhat to compare
Scope, exclusions, limits, deductibles, waiting periods, warranties and insurer-specific wording can materially change the protection.
What to prepare
The right information depends on the policy, but accurate exposure details usually help produce a more relevant insurance conversation.
7 options within Engineering Insurance.
Use these pages to understand the purpose of each policy and the areas worth discussing with an advisor. Final coverage depends on policy wording, schedule, limits, exclusions, terms and underwriting.
Boiler and Pressure Plant Insurance
This policy provides cover for boilers and pressure vessels against explosion risks during operation, including third-party damage and legal liability.
Understand this policyContractors All Risks (CAR) Insurance
CAR is a comprehensive insurance solution for civil construction projects, covering physical damage and third-party liabilities during construction.
Understand this policyContractors Plant and Machinery (CPM) Insurance
CPM insurance covers heavy construction equipment and machinery used at project sites, whether working or at rest.
Understand this policyElectronic Equipment Insurance (EEI)
EEI covers loss or damage to sensitive electronic devices such as servers, computers, medical equipment, or communication systems.
Understand this policyErection All Risks (EAR) Insurance
EAR covers risks associated with the erection, installation, and testing of electrical, mechanical, and heavy industrial equipment at project sites.
Understand this policyMachinery Breakdown (MBD) Insurance
This policy provides coverage for sudden and unforeseen physical damage to fixed machinery and plant during operations in industrial premises.
Understand this policyMarine Cum Erection (MCE) Insurance
This combined policy covers transit risks (marine inland or overseas) and the subsequent erection/installation risks at the project site.
Understand this policyDo not compare price without comparing protection.
The cheapest quotation is not automatically the most appropriate cover. Important differences can sit in wording, sub-limits, deductibles, exclusions, warranties and claim conditions.
Scope
What events, assets, people or liabilities are actually insured?
Limits
Where do sub-limits, deductibles or waiting periods change the usable protection?
Conditions
What warranties, declarations or information requirements affect cover?
Service
How will servicing, endorsements and claims coordination work after purchase?
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