Policy snapshot
A travel insurance plan for trips within the country that covers emergencies and trip-related risks.
What is Domestic Travel Insurance?
Domestic Travel Insurance provides cover for accidents, trip delays and certain medical emergencies during travel within India.
What can it cover?
- Emergency medical treatment due to accidents
- Personal accident cover
- Trip delay or cancellation as per plan
- Baggage loss and travel inconvenience benefits
Who should consider it?
- Families and individuals travelling within India by air, rail or road
- Frequent business travellers in-country
Key features to understand
- Budget-friendly coverage for domestic trips
- Useful for long or multi-city journeys
What deserves attention before you buy?
Coverage, exclusions, sub-limits, deductibles, waiting periods, warranties and underwriting can vary between insurers and policy versions. The policy wording and schedule remain the definitive contract. Novo can help you review the relevant terms for your requirement.
Read the wording, not just the brochure
The schedule and policy wording determine the actual contract.
Compare meaningful differences
Look at exclusions, limits, deductibles, conditions and claim requirements—not premium alone.
Think beyond purchase
Servicing and claims-related support can matter as much as placement.
Frequently asked questions
Not mandatory, but highly recommended for long or high-value trips.