Motor Insurance
Explore the purpose, policy options and common coverage areas within this insurance category.
11 solutions in this categoryStart with the role this cover can play.
Policy names can be technical. The useful question is what risk the cover is intended to address, what information insurers may need and which terms matter for your situation.
What this category is for
This category brings together insurance products designed around a related group of risks and protection needs.
Explore the policy library belowWhat to compare
Scope, exclusions, limits, deductibles, waiting periods, warranties and insurer-specific wording can materially change the protection.
What to prepare
The right information depends on the policy, but accurate exposure details usually help produce a more relevant insurance conversation.
11 options within Motor Insurance.
Use these pages to understand the purpose of each policy and the areas worth discussing with an advisor. Final coverage depends on policy wording, schedule, limits, exclusions, terms and underwriting.
Commercial Vehicle Insurance
A motor insurance policy designed specifically for vehicles used for commercial or business purposes.
Understand this policyComprehensive Motor Insurance
A complete policy offering financial protection for own vehicle damage, third-party liabilities, theft, fire, and natural disasters.
Understand this policyComprehensive Motor Insurance
A full protection motor policy that covers third party liability as well as damage, theft or total loss of your own vehicle.
Understand this policyFleet Vehicle Insurance
A consolidated insurance solution for businesses operating multiple vehicles under a single fleet arrangement.
Understand this policyGoods Carrying Vehicle Insurance
A commercial motor insurance policy for vehicles that carry goods, parcels or cargo for business purposes.
Understand this policyOwn Damage Motor Insurance
A policy specifically covering damage to the insured vehicle due to accidents, natural or man-made calamities, and theft.
Understand this policyPassenger Bus / School Bus Insurance
A specialised commercial motor insurance policy designed to protect buses carrying passengers, including school buses, staff buses and tourist buses.
Understand this policyStandalone Own-Damage Motor Insurance
A motor insurance policy that covers damage to your own vehicle and can be combined with a separate third party policy.
Understand this policyTaxi and Cab Insurance
A specialised commercial motor policy for taxis, cabs and app based ride vehicles.
Understand this policyThird-Party Liability Motor Insurance
A basic and mandatory policy that covers financial liability arising due to damage, injury, or death caused to a third party by the insured vehicle.
Understand this policyThird-Party Motor Insurance
A legally mandatory motor insurance policy that covers your liability towards third parties for injury, death or property damage.
Understand this policyDo not compare price without comparing protection.
The cheapest quotation is not automatically the most appropriate cover. Important differences can sit in wording, sub-limits, deductibles, exclusions, warranties and claim conditions.
Scope
What events, assets, people or liabilities are actually insured?
Limits
Where do sub-limits, deductibles or waiting periods change the usable protection?
Conditions
What warranties, declarations or information requirements affect cover?
Service
How will servicing, endorsements and claims coordination work after purchase?
Need help comparing the options?
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