Policy snapshot
Covers medical emergencies and key travel risks during overseas trips.
What is International Travel Insurance?
International Travel Insurance protects travellers against medical emergencies and travel related contingencies when travelling abroad.
What can it cover?
- Emergency medical expenses and hospitalisation abroad
- Emergency medical evacuation and repatriation
- Loss or delay of checked in baggage
- Loss of passport and related assistance
- Trip delay, interruption or cancellation as per terms
Who should consider it?
- Tourists travelling abroad for leisure
- Business travellers
- Students going overseas for studies
- Senior citizens visiting family abroad
Key features to understand
- Visa compliant plans for many destinations
- 24x7 international assistance
- Region and duration based plan options
What deserves attention before you buy?
Coverage, exclusions, sub-limits, deductibles, waiting periods, warranties and underwriting can vary between insurers and policy versions. The policy wording and schedule remain the definitive contract. Novo can help you review the relevant terms for your requirement.
Read the wording, not just the brochure
The schedule and policy wording determine the actual contract.
Compare meaningful differences
Look at exclusions, limits, deductibles, conditions and claim requirements—not premium alone.
Think beyond purchase
Servicing and claims-related support can matter as much as placement.
Frequently asked questions
Several countries, including Schengen states, require travel insurance for visa. Even where not mandatory, it is highly recommended.
Limited emergency cover may be available in some plans. Details vary by insurer.