Policy snapshot
EEI covers loss or damage to sensitive electronic devices such as servers, computers, medical equipment, or communication systems.
What is Electronic Equipment Insurance (EEI)?
EEI covers loss or damage to sensitive electronic devices such as servers, computers, medical equipment, or communication systems.
What can it cover?
- The policy includes accidental damage to the equipment, short-circuit, fire, and theft. Optional add-ons include coverage for data loss, increased cost of working, and terrorism risks.
Who should consider it?
- Businesses using sensitive electronic equipment like servers, computers, medical equipment, or communication systems
Key features to understand
- {"heading": "Key Features", "bullets": ["Covers accidental damage, short-circuit, fire, and theft", "Add-ons for data loss, increased cost of working", "Portable equipment can be included", "Burglary and terrorism cover available"]}
What deserves attention before you buy?
Coverage, exclusions, sub-limits, deductibles, waiting periods, warranties and underwriting can vary between insurers and policy versions. The policy wording and schedule remain the definitive contract. Novo can help you review the relevant terms for your requirement.
Read the wording, not just the brochure
The schedule and policy wording determine the actual contract.
Compare meaningful differences
Look at exclusions, limits, deductibles, conditions and claim requirements—not premium alone.
Think beyond purchase
Servicing and claims-related support can matter as much as placement.