Policy snapshot
Structuring and placement of proportional (quota share/surplus) and non-proportional (excess of loss) treaties across P&C and specialty lines.
What is Treaty Reinsurance?
Treaty Reinsurance involves structuring and placement of proportional and non-proportional treaties across property, casualty, and specialty lines.
What can it cover?
- The service covers structuring and placement of proportional (quota share/surplus) and non-proportional (excess of loss) treaties across P&C and specialty lines.
Who should consider it?
- Insurance companies seeking to manage risk through reinsurance treaties
Key features to understand
- {"heading": "Key Features", "bullets": ["Proportional (quota share/surplus) treaties", "Non-proportional (excess of loss) treaties", "Covers P&C and specialty lines"]}
What deserves attention before you buy?
Coverage, exclusions, sub-limits, deductibles, waiting periods, warranties and underwriting can vary between insurers and policy versions. The policy wording and schedule remain the definitive contract. Novo can help you review the relevant terms for your requirement.
Read the wording, not just the brochure
The schedule and policy wording determine the actual contract.
Compare meaningful differences
Look at exclusions, limits, deductibles, conditions and claim requirements—not premium alone.
Think beyond purchase
Servicing and claims-related support can matter as much as placement.

