Policy snapshot
The basic, legally mandatory motor insurance that covers your liability towards third parties for injury, death or property damage.
What is Third-Party Car Insurance?
Third-Party Car Insurance is the minimum mandatory cover for car owners under motor laws.
What can it cover?
- Third-party bodily injury or death
- Third-party property damage as per limits
Who should consider it?
- All car owners who want only the legal minimum cover
Key features to understand
- Lowest premium option
- Legally mandatory
What deserves attention before you buy?
Coverage, exclusions, sub-limits, deductibles, waiting periods, warranties and underwriting can vary between insurers and policy versions. The policy wording and schedule remain the definitive contract. Novo can help you review the relevant terms for your requirement.
Read the wording, not just the brochure
The schedule and policy wording determine the actual contract.
Compare meaningful differences
Look at exclusions, limits, deductibles, conditions and claim requirements—not premium alone.
Think beyond purchase
Servicing and claims-related support can matter as much as placement.
Frequently asked questions
No, it is only for third-party liability.