Policy snapshot
Covers loss or damage to drones and legal liability arising from drone operations.
What is Drone Insurance?
Drone Insurance protects against accidents, third-party damage, or drone loss during aerial operations. It’s now essential for DGCA-registered drones in India.
What can it cover?
- The policy includes accidental damage to the drone, theft, weather-related crashes, and third-party liability arising from injury, property damage, or privacy violation. Optional covers include payload equipment, ground station damage, and cyberattack.
Who should consider it?
- Surveyors, filmmakers, infrastructure companies, Agri-tech and logistics drone operators, Government & defence drone users.
Key features to understand
- Covers physical damage to drone and payload
- Third-party liability, privacy breach, and airspace violations
- Compliant with DGCA & Digital Sky platform regulations
- Daily or annual policies for commercial use
What deserves attention before you buy?
Coverage, exclusions, sub-limits, deductibles, waiting periods, warranties and underwriting can vary between insurers and policy versions. The policy wording and schedule remain the definitive contract. Novo can help you review the relevant terms for your requirement.
Read the wording, not just the brochure
The schedule and policy wording determine the actual contract.
Compare meaningful differences
Look at exclusions, limits, deductibles, conditions and claim requirements—not premium alone.
Think beyond purchase
Servicing and claims-related support can matter as much as placement.
Frequently asked questions
: Yes, for DGCA-registered commercial drones.
: Yes, with appropriate policies.